If you’ve just started your own business or your current business is really taking off, you may be in the market for a new van! It’s crucial that you know what you’re looking for and make the right choice as buying a van can be a big expense! There are so many options when it comes to choosing the perfect van for your business, but it doesn’t have to be stressful! Let’s take a look at how to choose the right van for your business.
The first thing you should consider is how you will purchase your van. You could consider paying with cash, getting van on finance or leasing a van. Whichever you choose, you should set a budget first before you jump into getting a van. Your budget will determine which type of van you can get. If the van you want is out of your price range, you can spread the cost and make it more affordable by financing or leasing! However, this will more than likely require you to pass a credit check to get accepted. You should also factor in other cost such as running cost, car insurance, maintenance, road tax and servicing.
Your choice of van will depend on what you will use the van for and how often you use it. Many vans are often used for construction, deliveries, and work tools but vans can also be used for dog walking, florists, or housekeeping jobs! If you’re making deliveries all day every day, you should loo for a van with low running costs and large capacity. Or if you only make a few short trips, you can save money by opting for a smaller and more economical van!
Weight And Payload
Your payload will be one of the biggest factors when considering a van for your needs. A vans ‘payload’ is the maximum load carried in a van, including its passengers. Exceeding the payload can be very dangerous and can also result in payment fines for the driver. The payload of your chosen van will be displayed in its logbook, or you can calculate it by subtracting the vans unladen weight from the van’s gross vehicle weight. You will also need to consider load space which is how much space to load into the van and is usually supplied in litres or square metres.
We’ve mentioned how running costs should be factored into your van decisions already. Vans that frequently cover a lot of miles could benefit from having a diesel engine as it can reduce fuel consumption. If you tend to travel in more city centres and urban areas, you could consider a smaller petrol van. Newer vans will tend to be more efficient than used vans so it may be worth spending a little more initially to cut running costs. You should also note that more and more cities are introducing low emission zones and Euro 6 compliant cars which can mean you pay for entering certain areas.
Van insurance is a requirement under the road safety act and doesn’t matter if you are insuring a van for personal or business use. The cost of van insurance can be higher than insuring a car so it’s important that you compare insurance rates of different vehicles. For example, usually the bigger the van is and the more expensive it is to buy, the higher the insurance will be. You will also need to state what the van will be used for when making a car insurance application. Tradespeople who carry tools and personal property will need a different level of cover compared to those who work as delivery drivers and couriers.